Suppose a retired pharmacist, 81, stopped driving last spring after a talk with her eye doctor. Her house is paid off and she wants to stay. Now she needs a way to reach the grocery store, her heart doctor, and choir practice on Thursdays.

Giving up the car does not mean giving up your life at home, but it takes planning. This guide explains the main ways to get around without driving and how their prices are set. It covers programs that lower the cost, ride apps and how to use them safely, and how another person can help.

This guide does not tell anyone when to stop driving. That decision belongs to you, your doctor, and the people you trust.

Why getting around matters for staying home

Many people live years past their driving years. One national study looked at people in their early 70s who stop driving. It estimated that men will need other ways to get around for about 7 years, and women for about 10 years1.

Those years matter. Researchers at Columbia University found that stopping driving nearly doubled the risk of signs of depression. Former drivers were nearly five times as likely to move into a nursing home, assisted living, or retirement home2.

The lesson is not that driving forever is the answer. It is that reliable rides help keep doctor visits, groceries, worship, and friendships in reach. Those are the things that make staying home work.

What it is: the ways to get around

How the cost is set

Transit agencies set their own fares, within federal rules. Taxi and rideshare companies set their own prices. These usually change with distance and time of day. Volunteer programs decide whether to ask for a fee or a donation.

Keeping a car has its own price. As of September 2026, the auto club AAA estimates that owning and running a new vehicle costs $12,863 a year5. An older, paid-off car costs less, but insurance, gas, and repairs go on.

What you get in return

Original Medicare does not pay for ordinary rides to the doctor. It covers ambulance trips when any other vehicle could put your health at risk. It also covers some non-emergency ambulance trips with a written doctor's order7.

Rides from apps, and how to use them safely

Some ride services now make it easier for older adults to ride, and for family to help from afar. Here are three examples, not recommendations.

Safety steps for any rideshare or taxi ride:

Ways to lower the cost

Programs, fares, and waiting lists vary by state, county, and city. Your Area Agency on Aging is the best first call. Other costs of keeping a home include repairs, utilities, and property taxes. For help, see Help with housing costs, state by state.

What can change it

A change in health may mean you now qualify for paratransit or Medicaid rides. Your Medicare plan's ride benefit can change from year to year, so check it each fall. If someone moves into your home who drives, rides may become easier to arrange.

If rides become part of a home sharing arrangement in exchange for lower rent, write it down. Rent and reduced rent can raise questions; see Will Sharing My Home Affect My Benefits? and Taxes on Rent From a Room, in Plain Words.

An extra set of hands

Another person in the home can make getting around easier. So can a helpful family member, friend, or neighbor.

Help like this is optional and agreed in advance. Driving someone is not caregiving. No one should be expected to give personal or medical care. Car repairs belong to licensed professionals. So do household jobs like roofs, electrical, plumbing, gas, or anything on a ladder above the first floor. See Help Around the House Is Not Caregiving.

Watch for

Conversation starters

If you are an adult child or friend talking with an older adult:

If you are an older adult talking with family or caregivers:

Reliable rides help keep doctor visits, groceries, worship, and friendships in reach. Those are the things that make staying home work.

Where to get help

Last reviewed October 15, 2026. This guide is general information, not legal, insurance, or benefits advice. Fares, ride programs, app features, and plan benefits change and vary by place, so confirm details with the ride company, your transit agency, your Medicare or Medicaid plan, or your Area Agency on Aging.

SourcesShow the sourcesHide the sources The numbers in this guide match the sources below.
  1. Foley and others, American Journal of Public Health, 2002
  2. Columbia University Mailman School of Public Health, 2016
  3. federal paratransit rules
  4. National Council on Aging, finding transportation
  5. AAA, Your Driving Costs 2026
  6. federal paratransit rules; federal paratransit service area rules
  7. Medicare.gov, ambulance services
  8. Uber, rides for older adults
  9. Uber Health, Uber Caregiver
  10. Lyft Silver
  11. GoGoGrandparent, questions and answers
  12. Boston Police, rideshare safety
  13. Uber, rider safety tips
  14. City of Chicago, taxi tips, PDF
  15. Uber, spotting scammers
  16. federal reduced fare rules
  17. federal paratransit rules
  18. federal Medicaid rules
  19. Medicaid rides booklet, PDF
  20. KFF, Medicare Advantage in 2026
  21. Taskrabbit errands cost guide
  22. Johns Hopkins Bloomberg School of Public Health, 2008
  23. Mayo Clinic Proceedings, 2018

Last reviewed October 15, 2026